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  • Why Buyers Choose Pete Dijkstra & Team - Why homebuyers looking for a real estate agent in the Chandler, Gilbert and Phoenix area choose Pete Dijkstra & Team.

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Real Estate Tips
Financing Your Home >Owner Financing

If you are selling a house in which you have a lot of equity, and you don't need that equity to buy a new home, an owner-financing agreement may benefit you and your buyers.

Seller financing arrangements usually involve the buyers securing the largest portion of their purchase money from a mortgage company and getting a smaller second loan from the sellers. For example, they may finance 75% from a lender, put in 15% from savings, and ask the sellers to finance the remaining amount. The terms and interest rates on seller carry-backs are negotiated on a case-by-case basis.

Sellers may be able to negotiate a note that provides a better return on their money than 1-to-5 year CD's or treasury notes. They should ensure that the note protects them to the fullest. Use common sense when considering such a loan, and verify the buyers' income, credit history, and job stability before making your final decision.

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Real Estate Trivia
Q 
How many rooms are there in the U.S. President's primary residence?

A 
There are 132 rooms in the White House.
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Pete Dijkstra & Team, REALTOR®, real estate agent and broker for Chandler, Gilbert and PhoenixArizona home listings, property and land for sale - NUMBER1EXPERT(tm)

Pete Dijkstra
RE/MAX Elite

2450 S Arizona Ave. #1
Chandler, AZ 85286
Phone: 480-812-9200
Fax: 480-760-2330
Email: petedijkstra@NUMBER1EXPERT.com


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